:root{
  --navy:#0b3d80;
  --navy-dark:#082f62;
  --gold:#f2bf1a;
  --gold-soft:#fff4cc;
  --text:#17304b;
  --muted:#58708a;
  --light:#f4f7fb;
  --line:#dbe4ef;
  --white:#ffffff;
  --max:1180px;
  --radius:18px;
  --shadow:0 14px 34px rgba(12,48,92,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff;line-height:1.65}
a{color:var(--navy)}
img{max-width:100%;display:block}
.container{width:min(92%,var(--max));margin:0 auto}
.skip-link{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip-link:focus{left:14px;top:14px;width:auto;height:auto;padding:10px 14px;background:#fff;border-radius:8px;z-index:1000;border:2px solid var(--navy)}
.topbar{background:var(--navy-dark);color:#fff;font-size:.95rem}
.topbar .container{display:flex;justify-content:space-between;gap:18px;align-items:center;padding:10px 0;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none;font-weight:700}
.site-header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-bottom:1px solid #e6edf5}
.navrow{display:flex;align-items:center;justify-content:space-between;gap:26px;min-height:118px}
.brand{display:inline-flex;align-items:center;text-decoration:none;flex:0 0 auto}
.brand img{height:110px;width:auto;max-width:min(100%,760px)}
.main-nav{margin-left:auto; padding-top:6px}
.main-nav ul{list-style:none;display:flex;align-items:center;gap:18px;padding:0;margin:0;flex-wrap:wrap}
.main-nav a{text-decoration:none;color:var(--navy);font-weight:700;font-size:.95rem}
.main-nav a:hover{text-decoration:underline}
.header-cta,.btn{display:inline-block;text-decoration:none;font-weight:800;border-radius:999px;padding:13px 22px;border:2px solid transparent;transition:transform .18s ease, filter .18s ease, background .18s ease}
.header-cta{background:var(--gold);color:#15273c}
.header-cta:hover,.btn:hover{transform:translateY(-1px);filter:brightness(.98)}
.nav-toggle{display:none;background:var(--navy);color:#fff;border:0;border-radius:999px;padding:11px 16px;font-weight:800;cursor:pointer}
.hero{background:linear-gradient(115deg, rgba(8,47,98,.96), rgba(11,61,128,.84));color:#fff;padding:88px 0}
.page-hero{padding:64px 0 58px}
.eyebrow,.kicker{display:inline-block;text-transform:uppercase;letter-spacing:1.5px;font-size:.82rem;font-weight:800;color:#cfe0ff;margin-bottom:12px}
.page-hero .eyebrow,.kicker{color:var(--gold)}
.hero h1,.page-hero h1{line-height:1.12;margin:0 0 18px;font-size:clamp(2.3rem,5vw,4.4rem)}
.hero p,.page-hero p{max-width:860px;font-size:1.14rem;margin:0 0 24px}
.actions{display:flex;gap:14px;flex-wrap:wrap}
.btn-primary{background:var(--gold);color:#14273e}
.btn-secondary{background:#fff;color:var(--navy)}
.btn-outline{background:#fff;color:var(--navy);border-color:var(--navy)}
.trust-strip{margin-top:-28px;position:relative;z-index:2}
.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden}
.trust-grid>div{padding:24px;text-align:center;border-right:1px solid #edf2f7}
.trust-grid>div:last-child{border-right:0}
.trust-grid strong{display:block;color:var(--navy);font-size:1.05rem}
.trust-grid span{display:block;color:var(--muted);font-size:.93rem}
section{padding:78px 0}
.section-soft{background:var(--light)}
.section-head{max-width:820px;margin-bottom:34px}
.section-head h2{margin:.2rem 0 .7rem;font-size:clamp(1.95rem,4vw,3rem);line-height:1.16;color:var(--navy)}
.section-head p{color:var(--muted);font-size:1.05rem}
.grid-2{display:grid;grid-template-columns:1.15fr .85fr;gap:32px;align-items:start}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card,.callout,.contact-card,.period,.source-box,.note,.warning{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:28px}
.card h3,.callout h3,.contact-card h3,.source-box h3{margin-top:0;color:var(--navy)}
.card-link{text-decoration:none;color:inherit}
.card-link:hover{transform:translateY(-2px);transition:transform .18s ease}
.content{max-width:960px}
.content h2{color:var(--navy);margin-top:2.2rem;margin-bottom:.7rem;font-size:1.75rem}
.content h3{color:var(--navy);margin-top:1.6rem}
.content p,.content li{font-size:1.02rem}
.content ul,.content ol{padding-left:1.25rem}
.checklist{list-style:none;padding:0;margin:18px 0 0}
.checklist li{position:relative;padding-left:28px;margin:10px 0}
.checklist li::before{content:"✓";position:absolute;left:0;top:0;color:var(--gold);font-weight:900}
.breadcrumbs{font-size:.92rem;margin-bottom:10px;color:#d7e4f6}
.breadcrumbs a{color:#fff}
.compare-wrap{overflow-x:auto}
.compare{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden}
.compare th,.compare td{padding:16px;vertical-align:top;border-bottom:1px solid var(--line);border-right:1px solid var(--line)}
.compare th:last-child,.compare td:last-child{border-right:0}
.compare th{text-align:left;background:#edf4fb;color:var(--navy)}
.compare tbody tr:last-child td{border-bottom:0}
.period{margin:18px 0}
.period-date{display:inline-block;background:var(--gold-soft);color:#6a5000;padding:8px 12px;border-radius:999px;font-weight:800;margin-bottom:10px}
.jump{display:flex;gap:10px;flex-wrap:wrap;margin:18px 0 0}
.jump a{display:inline-block;padding:10px 14px;background:#eef4fb;border-radius:999px;text-decoration:none;font-weight:700}
.note{background:#f7fbff}
.warning{background:#fff8df;border-color:#ecd17e}
.source-box{background:#f8fbff}
.source-box ul{margin-bottom:0}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
.contact-card p:last-child{margin-bottom:0}
.footer{background:var(--navy-dark);color:#e4edf8;padding:42px 0 50px;margin-top:20px}
.footer a{color:#fff}
.footer-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.disclosure{margin-top:26px;padding:24px;border-radius:16px;background:#f1f6fb;color:#23405f;border:1px solid #d6e2ef}
.disclosure p{margin:0 0 14px}
.disclosure p:last-child{margin-bottom:0}
.prepub{margin:0 0 16px;padding:12px 14px;border-radius:10px;background:#fff5cf;color:#5c4500;border:1px solid #ebcf70;font-weight:700}
.small{font-size:.9rem}
.mobile-call{display:none}
@media (max-width: 1024px){
  .grid-3{grid-template-columns:repeat(2,1fr)}
  .grid-2,.contact-grid,.footer-grid{grid-template-columns:1fr}
}
@media (max-width: 840px){
  .navrow{min-height:88px;position:relative;flex-wrap:wrap;padding:14px 0}
  .brand img{height:74px}
  .nav-toggle{display:inline-block}
  .main-nav{display:none;width:100%;margin:10px 0 4px}
  .main-nav.open{display:block}
  .main-nav ul{display:flex;flex-direction:column;align-items:stretch;gap:0;border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff}
  .main-nav li{border-bottom:1px solid #eef3f8}
  .main-nav li:last-child{border-bottom:0}
  .main-nav a,.header-cta{display:block;padding:14px 16px;border-radius:0}
  .header-cta{background:#fff;color:var(--navy)}
  .hero,.page-hero{padding:68px 0}
  .trust-grid{grid-template-columns:1fr}
  .trust-grid>div{border-right:0;border-bottom:1px solid #edf2f7}
  .trust-grid>div:last-child{border-bottom:0}
}
@media (max-width: 640px){
  .grid-3{grid-template-columns:1fr}
  .brand img{height:58px}
  .topbar{font-size:.88rem}
  section{padding:64px 0}
  .hero h1,.page-hero h1{font-size:clamp(2rem,8vw,3rem)}
  .compare th,.compare td{padding:12px}
  .mobile-call{display:block;position:fixed;left:14px;right:14px;bottom:14px;z-index:50;text-align:center;background:var(--gold);color:#14273e;text-decoration:none;padding:14px 18px;border-radius:999px;font-weight:900;box-shadow:0 12px 30px rgba(0,0,0,.22)}
}


/* Appointment, About Mike, chat privacy enhancements */
.about-profile{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(280px,.8fr);gap:42px;align-items:center}
.about-copy{max-width:none}
.about-photo-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:14px;overflow:hidden}
.about-photo-card img{width:100%;aspect-ratio:4/5;object-fit:cover;border-radius:12px}
.about-photo-caption{padding:16px 8px 6px;text-align:center}
.about-photo-caption strong{display:block;color:var(--navy);font-size:1.1rem}
.about-photo-caption span{display:block;color:var(--muted);font-size:.94rem}
.about-services{columns:2;column-gap:28px}
.chat-privacy{margin-top:18px;padding:14px 16px;border-radius:12px;background:#e7f0fa;color:#203b59;border:1px solid #cbdced;font-size:.9rem}
.chat-privacy a{color:var(--navy-dark);font-weight:700}
@media (max-width:1024px){.about-profile{grid-template-columns:1fr}.about-photo-card{max-width:520px}}
@media (max-width:640px){.about-services{columns:1}.mobile-call{right:82px}}